LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,896
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$1,071/mo
Today · 4.125%
HK$36,022
baseline
▲ 0.50% · 4.625%
HK$38,214
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,044/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,721
−HK$1,026/mo
Today · 4.125%
HK$39,747
baseline
▲ 0.50% · 4.625%
HK$41,842
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,494/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,676
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,941
−HK$1,285/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,857
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,251
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,465
−HK$1,231/mo
Today · 4.125%
HK$47,696
baseline
▲ 0.50% · 4.625%
HK$50,210
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,392/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,455
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,931
−HK$1,500/mo
Today · 4.125%
HK$50,431
baseline
▲ 0.50% · 4.625%
HK$53,499
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,862/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,793
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,209
−HK$1,436/mo
Today · 4.125%
HK$55,645
baseline
▲ 0.50% · 4.625%
HK$58,579
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,290/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,014
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,911
−HK$1,929/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,785
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,877
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,697
−HK$1,847/mo
Today · 4.125%
HK$71,544
baseline
▲ 0.50% · 4.625%
HK$75,315
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,088/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,445 · Scale 2, in force from 26 Feb 2026)