LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,897
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,952
−HK$1,071/mo
Today · 4.125%
HK$36,023
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,046/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,710
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,026/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,677
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,942
−HK$1,286/mo
Today · 4.125%
HK$43,228
baseline
▲ 0.50% · 4.625%
HK$45,858
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,456/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,253
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,466
−HK$1,231/mo
Today · 4.125%
HK$47,697
baseline
▲ 0.50% · 4.625%
HK$50,212
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,394/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,456
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,932
−HK$1,500/mo
Today · 4.125%
HK$50,432
baseline
▲ 0.50% · 4.625%
HK$53,501
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,864/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,795
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,211
−HK$1,436/mo
Today · 4.125%
HK$55,647
baseline
▲ 0.50% · 4.625%
HK$58,580
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,294/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,015
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,913
−HK$1,928/mo
Today · 4.125%
HK$64,841
baseline
▲ 0.50% · 4.625%
HK$68,787
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,682/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,879
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,699
−HK$1,847/mo
Today · 4.125%
HK$71,546
baseline
▲ 0.50% · 4.625%
HK$75,317
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,092/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,460 · Scale 2, in force from 26 Feb 2026)