LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,898
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,952
−HK$1,071/mo
Today · 4.125%
HK$36,023
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,046/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,711
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,026/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$41,844
+HK$2,096/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,677
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,943
−HK$1,285/mo
Today · 4.125%
HK$43,228
baseline
▲ 0.50% · 4.625%
HK$45,858
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,456/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,253
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,467
−HK$1,231/mo
Today · 4.125%
HK$47,698
baseline
▲ 0.50% · 4.625%
HK$50,212
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,396/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,457
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,933
−HK$1,500/mo
Today · 4.125%
HK$50,433
baseline
▲ 0.50% · 4.625%
HK$53,502
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,866/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,795
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,211
−HK$1,437/mo
Today · 4.125%
HK$55,648
baseline
▲ 0.50% · 4.625%
HK$58,581
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,296/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,016
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,914
−HK$1,928/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,788
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,880
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,700
−HK$1,847/mo
Today · 4.125%
HK$71,547
baseline
▲ 0.50% · 4.625%
HK$75,318
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,094/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,467 · Scale 2, in force from 26 Feb 2026)