LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,898
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$1,071/mo
Today · 4.125%
HK$36,024
baseline
▲ 0.50% · 4.625%
HK$38,216
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,048/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,723
−HK$1,026/mo
Today · 4.125%
HK$39,749
baseline
▲ 0.50% · 4.625%
HK$41,844
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,498/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,678
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,943
−HK$1,286/mo
Today · 4.125%
HK$43,229
baseline
▲ 0.50% · 4.625%
HK$45,859
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,458/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,254
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,468
−HK$1,231/mo
Today · 4.125%
HK$47,699
baseline
▲ 0.50% · 4.625%
HK$50,213
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,398/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,458
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,934
−HK$1,500/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,503
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,796
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,212
−HK$1,437/mo
Today · 4.125%
HK$55,649
baseline
▲ 0.50% · 4.625%
HK$58,582
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,298/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,017
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,915
−HK$1,928/mo
Today · 4.125%
HK$64,843
baseline
▲ 0.50% · 4.625%
HK$68,789
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,686/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,881
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,701
−HK$1,847/mo
Today · 4.125%
HK$71,548
baseline
▲ 0.50% · 4.625%
HK$75,320
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,096/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,477 · Scale 2, in force from 26 Feb 2026)