LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,899
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$1,072/mo
Today · 4.125%
HK$36,025
baseline
▲ 0.50% · 4.625%
HK$38,217
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,050/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,723
−HK$1,027/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,500/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,285/mo
Today · 4.125%
HK$43,229
baseline
▲ 0.50% · 4.625%
HK$45,860
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,458/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,254
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,468
−HK$1,231/mo
Today · 4.125%
HK$47,699
baseline
▲ 0.50% · 4.625%
HK$50,214
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,398/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,458
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,499/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,503
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,436/mo
Today · 4.125%
HK$55,649
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,298/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,018
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,928/mo
Today · 4.125%
HK$64,844
baseline
▲ 0.50% · 4.625%
HK$68,790
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,688/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,882
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,702
−HK$1,847/mo
Today · 4.125%
HK$71,549
baseline
▲ 0.50% · 4.625%
HK$75,321
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,098/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,484 · Scale 2, in force from 26 Feb 2026)