LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,899
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$1,072/mo
Today · 4.125%
HK$36,025
baseline
▲ 0.50% · 4.625%
HK$38,217
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,050/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,724
−HK$1,026/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,500/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,944
−HK$1,286/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,860
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,255
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,468
−HK$1,232/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,214
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,459
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,500/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,437/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,018
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,929/mo
Today · 4.125%
HK$64,845
baseline
▲ 0.50% · 4.625%
HK$68,790
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,690/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,882
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,703
−HK$1,847/mo
Today · 4.125%
HK$71,550
baseline
▲ 0.50% · 4.625%
HK$75,321
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,100/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,487 · Scale 2, in force from 26 Feb 2026)