LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,901
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,955
−HK$1,071/mo
Today · 4.125%
HK$36,026
baseline
▲ 0.50% · 4.625%
HK$38,219
+HK$2,193/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,052/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,726
−HK$1,026/mo
Today · 4.125%
HK$39,752
baseline
▲ 0.50% · 4.625%
HK$41,847
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,504/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,681
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,946
−HK$1,286/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,862
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,257
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,471
−HK$1,231/mo
Today · 4.125%
HK$47,702
baseline
▲ 0.50% · 4.625%
HK$50,216
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,404/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,461
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,937
−HK$1,500/mo
Today · 4.125%
HK$50,437
baseline
▲ 0.50% · 4.625%
HK$53,506
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,874/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,800
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,216
−HK$1,436/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$58,586
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,021
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,919
−HK$1,929/mo
Today · 4.125%
HK$64,848
baseline
▲ 0.50% · 4.625%
HK$68,793
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,696/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,885
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,706
−HK$1,847/mo
Today · 4.125%
HK$71,553
baseline
▲ 0.50% · 4.625%
HK$75,325
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,106/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,513 · Scale 2, in force from 26 Feb 2026)