LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,902
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$1,072/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,715
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,727
−HK$1,026/mo
Today · 4.125%
HK$39,753
baseline
▲ 0.50% · 4.625%
HK$41,848
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,506/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,682
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,947
−HK$1,286/mo
Today · 4.125%
HK$43,233
baseline
▲ 0.50% · 4.625%
HK$45,864
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,466/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,258
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,472
−HK$1,231/mo
Today · 4.125%
HK$47,703
baseline
▲ 0.50% · 4.625%
HK$50,218
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,406/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,462
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,939
−HK$1,500/mo
Today · 4.125%
HK$50,439
baseline
▲ 0.50% · 4.625%
HK$53,508
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,878/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,801
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,217
−HK$1,437/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,023
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,921
−HK$1,929/mo
Today · 4.125%
HK$64,850
baseline
▲ 0.50% · 4.625%
HK$68,796
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,700/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,887
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,708
−HK$1,847/mo
Today · 4.125%
HK$71,555
baseline
▲ 0.50% · 4.625%
HK$75,327
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,110/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,530 · Scale 2, in force from 26 Feb 2026)