LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,902
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,957
−HK$1,071/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,716
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,727
−HK$1,026/mo
Today · 4.125%
HK$39,753
baseline
▲ 0.50% · 4.625%
HK$41,849
+HK$2,096/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,506/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,683
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,948
−HK$1,286/mo
Today · 4.125%
HK$43,234
baseline
▲ 0.50% · 4.625%
HK$45,864
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,468/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,259
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,473
−HK$1,231/mo
Today · 4.125%
HK$47,704
baseline
▲ 0.50% · 4.625%
HK$50,219
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,408/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,463
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,939
−HK$1,500/mo
Today · 4.125%
HK$50,439
baseline
▲ 0.50% · 4.625%
HK$53,508
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,878/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,802
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,218
−HK$1,437/mo
Today · 4.125%
HK$55,655
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,310/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,929/mo
Today · 4.125%
HK$64,851
baseline
▲ 0.50% · 4.625%
HK$68,797
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,702/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,888
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,709
−HK$1,847/mo
Today · 4.125%
HK$71,556
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,112/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,539 · Scale 2, in force from 26 Feb 2026)