LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,903
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$1,071/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$38,221
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,717
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,728
−HK$1,027/mo
Today · 4.125%
HK$39,755
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,510/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,684
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,949
−HK$1,286/mo
Today · 4.125%
HK$43,235
baseline
▲ 0.50% · 4.625%
HK$45,866
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,470/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,260
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,474
−HK$1,232/mo
Today · 4.125%
HK$47,706
baseline
▲ 0.50% · 4.625%
HK$50,220
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,412/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,464
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,500/mo
Today · 4.125%
HK$50,441
baseline
▲ 0.50% · 4.625%
HK$53,510
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,882/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,804
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,220
−HK$1,436/mo
Today · 4.125%
HK$55,656
baseline
▲ 0.50% · 4.625%
HK$58,590
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,312/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,924
−HK$1,928/mo
Today · 4.125%
HK$64,852
baseline
▲ 0.50% · 4.625%
HK$68,799
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,704/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,890
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,711
−HK$1,847/mo
Today · 4.125%
HK$71,558
baseline
▲ 0.50% · 4.625%
HK$75,330
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,116/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,555 · Scale 2, in force from 26 Feb 2026)