LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,904
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$1,072/mo
Today · 4.125%
HK$36,030
baseline
▲ 0.50% · 4.625%
HK$38,222
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,060/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,717
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,026/mo
Today · 4.125%
HK$39,755
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,096/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,510/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,684
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,950
−HK$1,286/mo
Today · 4.125%
HK$43,236
baseline
▲ 0.50% · 4.625%
HK$45,866
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,472/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,261
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,475
−HK$1,231/mo
Today · 4.125%
HK$47,706
baseline
▲ 0.50% · 4.625%
HK$50,221
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,412/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,465
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,501/mo
Today · 4.125%
HK$50,442
baseline
▲ 0.50% · 4.625%
HK$53,511
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,884/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,804
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,221
−HK$1,436/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$58,591
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,925
−HK$1,928/mo
Today · 4.125%
HK$64,853
baseline
▲ 0.50% · 4.625%
HK$68,800
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,706/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,891
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,712
−HK$1,847/mo
Today · 4.125%
HK$71,559
baseline
▲ 0.50% · 4.625%
HK$75,331
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,118/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,563 · Scale 2, in force from 26 Feb 2026)