LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,906
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,960
−HK$1,072/mo
Today · 4.125%
HK$36,032
baseline
▲ 0.50% · 4.625%
HK$38,224
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,064/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,720
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,731
−HK$1,027/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$41,853
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,687
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,952
−HK$1,286/mo
Today · 4.125%
HK$43,238
baseline
▲ 0.50% · 4.625%
HK$45,869
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,476/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,264
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,478
−HK$1,231/mo
Today · 4.125%
HK$47,709
baseline
▲ 0.50% · 4.625%
HK$50,224
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,418/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,468
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,945
−HK$1,500/mo
Today · 4.125%
HK$50,445
baseline
▲ 0.50% · 4.625%
HK$53,514
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,890/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,808
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,224
−HK$1,437/mo
Today · 4.125%
HK$55,661
baseline
▲ 0.50% · 4.625%
HK$58,595
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,322/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,030
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,929
−HK$1,928/mo
Today · 4.125%
HK$64,857
baseline
▲ 0.50% · 4.625%
HK$68,804
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,714/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,896
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,717
−HK$1,847/mo
Today · 4.125%
HK$71,564
baseline
▲ 0.50% · 4.625%
HK$75,336
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,128/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,598 · Scale 2, in force from 26 Feb 2026)