LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,907
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,961
−HK$1,072/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$38,225
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,721
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,732
−HK$1,027/mo
Today · 4.125%
HK$39,759
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,096/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,518/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,688
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,954
−HK$1,286/mo
Today · 4.125%
HK$43,240
baseline
▲ 0.50% · 4.625%
HK$45,871
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,480/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,265
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,479
−HK$1,232/mo
Today · 4.125%
HK$47,711
baseline
▲ 0.50% · 4.625%
HK$50,225
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,422/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,469
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,946
−HK$1,500/mo
Today · 4.125%
HK$50,446
baseline
▲ 0.50% · 4.625%
HK$53,516
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,892/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,809
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,225
−HK$1,437/mo
Today · 4.125%
HK$55,662
baseline
▲ 0.50% · 4.625%
HK$58,596
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,324/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,032
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,930
−HK$1,929/mo
Today · 4.125%
HK$64,859
baseline
▲ 0.50% · 4.625%
HK$68,806
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,718/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,898
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,718
−HK$1,848/mo
Today · 4.125%
HK$71,566
baseline
▲ 0.50% · 4.625%
HK$75,338
+HK$3,772/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,132/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,613 · Scale 2, in force from 26 Feb 2026)