LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,908
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,963
−HK$1,071/mo
Today · 4.125%
HK$36,034
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,068/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,722
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,734
−HK$1,026/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$41,856
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,689
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,955
−HK$1,286/mo
Today · 4.125%
HK$43,241
baseline
▲ 0.50% · 4.625%
HK$45,872
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,482/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,267
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,231/mo
Today · 4.125%
HK$47,712
baseline
▲ 0.50% · 4.625%
HK$50,227
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,424/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,471
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,948
−HK$1,500/mo
Today · 4.125%
HK$50,448
baseline
▲ 0.50% · 4.625%
HK$53,518
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,896/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,811
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,227
−HK$1,437/mo
Today · 4.125%
HK$55,664
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,328/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,034
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,933
−HK$1,929/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,808
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,900
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,721
−HK$1,847/mo
Today · 4.125%
HK$71,568
baseline
▲ 0.50% · 4.625%
HK$75,341
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,136/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,634 · Scale 2, in force from 26 Feb 2026)