LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,908
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,963
−HK$1,072/mo
Today · 4.125%
HK$36,035
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$2,192/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,070/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,723
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,734
−HK$1,027/mo
Today · 4.125%
HK$39,761
baseline
▲ 0.50% · 4.625%
HK$41,857
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,522/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,690
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,956
−HK$1,286/mo
Today · 4.125%
HK$43,242
baseline
▲ 0.50% · 4.625%
HK$45,873
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,484/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,267
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,481
−HK$1,232/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,228
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,472
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,948
−HK$1,501/mo
Today · 4.125%
HK$50,449
baseline
▲ 0.50% · 4.625%
HK$53,518
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,898/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,812
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,228
−HK$1,437/mo
Today · 4.125%
HK$55,665
baseline
▲ 0.50% · 4.625%
HK$58,599
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,330/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,035
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,934
−HK$1,929/mo
Today · 4.125%
HK$64,863
baseline
▲ 0.50% · 4.625%
HK$68,809
+HK$3,946/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,726/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,901
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,722
−HK$1,847/mo
Today · 4.125%
HK$71,569
baseline
▲ 0.50% · 4.625%
HK$75,342
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,138/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,641 · Scale 2, in force from 26 Feb 2026)