LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,909
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$1,072/mo
Today · 4.125%
HK$36,036
baseline
▲ 0.50% · 4.625%
HK$38,228
+HK$2,192/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,072/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,724
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,027/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$41,858
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,691
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,268
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,482
−HK$1,232/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,229
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,473
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,949
−HK$1,501/mo
Today · 4.125%
HK$50,450
baseline
▲ 0.50% · 4.625%
HK$53,519
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,900/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,813
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,229
−HK$1,437/mo
Today · 4.125%
HK$55,666
baseline
▲ 0.50% · 4.625%
HK$58,601
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,332/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,036
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,935
−HK$1,929/mo
Today · 4.125%
HK$64,864
baseline
▲ 0.50% · 4.625%
HK$68,811
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,728/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,902
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,724
−HK$1,847/mo
Today · 4.125%
HK$71,571
baseline
▲ 0.50% · 4.625%
HK$75,344
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,142/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,654 · Scale 2, in force from 26 Feb 2026)