LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,910
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$1,072/mo
Today · 4.125%
HK$36,036
baseline
▲ 0.50% · 4.625%
HK$38,229
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,072/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,724
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,736
−HK$1,026/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$41,858
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,692
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,286/mo
Today · 4.125%
HK$43,243
baseline
▲ 0.50% · 4.625%
HK$45,875
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,486/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,269
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,483
−HK$1,232/mo
Today · 4.125%
HK$47,715
baseline
▲ 0.50% · 4.625%
HK$50,230
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,430/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,474
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,950
−HK$1,501/mo
Today · 4.125%
HK$50,451
baseline
▲ 0.50% · 4.625%
HK$53,520
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,902/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,814
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,230
−HK$1,437/mo
Today · 4.125%
HK$55,667
baseline
▲ 0.50% · 4.625%
HK$58,602
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,334/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,037
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,936
−HK$1,929/mo
Today · 4.125%
HK$64,865
baseline
▲ 0.50% · 4.625%
HK$68,812
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,730/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,904
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,725
−HK$1,847/mo
Today · 4.125%
HK$71,572
baseline
▲ 0.50% · 4.625%
HK$75,345
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,144/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,663 · Scale 2, in force from 26 Feb 2026)