LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,911
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$1,072/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,026/mo
Today · 4.125%
HK$39,764
baseline
▲ 0.50% · 4.625%
HK$41,860
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,528/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,960
−HK$1,286/mo
Today · 4.125%
HK$43,246
baseline
▲ 0.50% · 4.625%
HK$45,877
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,492/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,271
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,485
−HK$1,232/mo
Today · 4.125%
HK$47,717
baseline
▲ 0.50% · 4.625%
HK$50,232
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,434/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,476
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,953
−HK$1,500/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,523
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,817
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,437/mo
Today · 4.125%
HK$55,670
baseline
▲ 0.50% · 4.625%
HK$58,605
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,340/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,041
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,939
−HK$1,929/mo
Today · 4.125%
HK$64,868
baseline
▲ 0.50% · 4.625%
HK$68,815
+HK$3,947/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,736/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,907
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,728
−HK$1,848/mo
Today · 4.125%
HK$71,576
baseline
▲ 0.50% · 4.625%
HK$75,349
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,152/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,691 · Scale 2, in force from 26 Feb 2026)