LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,914
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,968
−HK$1,072/mo
Today · 4.125%
HK$36,040
baseline
▲ 0.50% · 4.625%
HK$38,233
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,080/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,740
−HK$1,027/mo
Today · 4.125%
HK$39,767
baseline
▲ 0.50% · 4.625%
HK$41,863
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,534/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,696
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,962
−HK$1,286/mo
Today · 4.125%
HK$43,248
baseline
▲ 0.50% · 4.625%
HK$45,880
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,496/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,274
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,488
−HK$1,232/mo
Today · 4.125%
HK$47,720
baseline
▲ 0.50% · 4.625%
HK$50,236
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,440/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,479
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,956
−HK$1,500/mo
Today · 4.125%
HK$50,456
baseline
▲ 0.50% · 4.625%
HK$53,527
+HK$3,071/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,912/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,820
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,237
−HK$1,437/mo
Today · 4.125%
HK$55,674
baseline
▲ 0.50% · 4.625%
HK$58,608
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,348/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,044
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,943
−HK$1,929/mo
Today · 4.125%
HK$64,872
baseline
▲ 0.50% · 4.625%
HK$68,820
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,744/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,911
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,733
−HK$1,847/mo
Today · 4.125%
HK$71,580
baseline
▲ 0.50% · 4.625%
HK$75,353
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,160/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,727 · Scale 2, in force from 26 Feb 2026)