LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,915
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$1,071/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,730
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,026/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,698
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,963
−HK$1,287/mo
Today · 4.125%
HK$43,250
baseline
▲ 0.50% · 4.625%
HK$45,881
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,500/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,276
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,490
−HK$1,232/mo
Today · 4.125%
HK$47,722
baseline
▲ 0.50% · 4.625%
HK$50,237
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,444/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,480
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,957
−HK$1,501/mo
Today · 4.125%
HK$50,458
baseline
▲ 0.50% · 4.625%
HK$53,528
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,916/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,822
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,238
−HK$1,437/mo
Today · 4.125%
HK$55,675
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,350/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,046
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,945
−HK$1,929/mo
Today · 4.125%
HK$64,874
baseline
▲ 0.50% · 4.625%
HK$68,822
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,748/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,913
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,735
−HK$1,848/mo
Today · 4.125%
HK$71,583
baseline
▲ 0.50% · 4.625%
HK$75,356
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,166/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,744 · Scale 2, in force from 26 Feb 2026)