LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,916
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,971
−HK$1,072/mo
Today · 4.125%
HK$36,043
baseline
▲ 0.50% · 4.625%
HK$38,236
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,086/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,731
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,743
−HK$1,027/mo
Today · 4.125%
HK$39,770
baseline
▲ 0.50% · 4.625%
HK$41,866
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,540/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,699
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,965
−HK$1,286/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,883
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,277
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,492
−HK$1,232/mo
Today · 4.125%
HK$47,724
baseline
▲ 0.50% · 4.625%
HK$50,239
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,448/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,482
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,501/mo
Today · 4.125%
HK$50,460
baseline
▲ 0.50% · 4.625%
HK$53,530
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,920/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,824
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,240
−HK$1,438/mo
Today · 4.125%
HK$55,678
baseline
▲ 0.50% · 4.625%
HK$58,612
+HK$2,934/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,356/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,049
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,948
−HK$1,929/mo
Today · 4.125%
HK$64,877
baseline
▲ 0.50% · 4.625%
HK$68,825
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,754/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,916
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,738
−HK$1,847/mo
Today · 4.125%
HK$71,585
baseline
▲ 0.50% · 4.625%
HK$75,359
+HK$3,774/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,170/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,767 · Scale 2, in force from 26 Feb 2026)