LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,917
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,972
−HK$1,072/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$38,238
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,733
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,745
−HK$1,026/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$41,868
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,286/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,279
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,494
−HK$1,232/mo
Today · 4.125%
HK$47,726
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,515/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,452/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,484
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,961
−HK$1,501/mo
Today · 4.125%
HK$50,462
baseline
▲ 0.50% · 4.625%
HK$53,533
+HK$3,071/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,924/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,826
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,437/mo
Today · 4.125%
HK$55,680
baseline
▲ 0.50% · 4.625%
HK$58,615
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,360/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,051
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,950
−HK$1,930/mo
Today · 4.125%
HK$64,880
baseline
▲ 0.50% · 4.625%
HK$68,828
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,760/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,919
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,741
−HK$1,847/mo
Today · 4.125%
HK$71,588
baseline
▲ 0.50% · 4.625%
HK$75,362
+HK$3,774/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,176/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,790 · Scale 2, in force from 26 Feb 2026)