LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,918
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,973
−HK$1,072/mo
Today · 4.125%
HK$36,045
baseline
▲ 0.50% · 4.625%
HK$38,238
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,090/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,733
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,745
−HK$1,027/mo
Today · 4.125%
HK$39,772
baseline
▲ 0.50% · 4.625%
HK$41,868
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,544/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,702
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,968
−HK$1,286/mo
Today · 4.125%
HK$43,254
baseline
▲ 0.50% · 4.625%
HK$45,886
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,508/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,280
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,494
−HK$1,232/mo
Today · 4.125%
HK$47,726
baseline
▲ 0.50% · 4.625%
HK$50,242
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,452/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,485
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,962
−HK$1,501/mo
Today · 4.125%
HK$50,463
baseline
▲ 0.50% · 4.625%
HK$53,533
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,926/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,827
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,244
−HK$1,437/mo
Today · 4.125%
HK$55,681
baseline
▲ 0.50% · 4.625%
HK$58,616
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,362/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,052
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,951
−HK$1,930/mo
Today · 4.125%
HK$64,881
baseline
▲ 0.50% · 4.625%
HK$68,829
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,762/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,920
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,742
−HK$1,848/mo
Today · 4.125%
HK$71,590
baseline
▲ 0.50% · 4.625%
HK$75,363
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,180/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,799 · Scale 2, in force from 26 Feb 2026)