LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,918
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$1,071/mo
Today · 4.125%
HK$36,045
baseline
▲ 0.50% · 4.625%
HK$38,239
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,090/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,734
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,746
−HK$1,027/mo
Today · 4.125%
HK$39,773
baseline
▲ 0.50% · 4.625%
HK$41,869
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,546/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,702
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,968
−HK$1,287/mo
Today · 4.125%
HK$43,255
baseline
▲ 0.50% · 4.625%
HK$45,886
+HK$2,631/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,510/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,281
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,495
−HK$1,232/mo
Today · 4.125%
HK$47,727
baseline
▲ 0.50% · 4.625%
HK$50,243
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,454/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,486
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,963
−HK$1,501/mo
Today · 4.125%
HK$50,464
baseline
▲ 0.50% · 4.625%
HK$53,534
+HK$3,070/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,928/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,828
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,244
−HK$1,438/mo
Today · 4.125%
HK$55,682
baseline
▲ 0.50% · 4.625%
HK$58,617
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,364/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,053
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,952
−HK$1,930/mo
Today · 4.125%
HK$64,882
baseline
▲ 0.50% · 4.625%
HK$68,830
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,764/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,921
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,743
−HK$1,848/mo
Today · 4.125%
HK$71,591
baseline
▲ 0.50% · 4.625%
HK$75,364
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,182/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,807 · Scale 2, in force from 26 Feb 2026)