LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,921
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,976
−HK$1,072/mo
Today · 4.125%
HK$36,048
baseline
▲ 0.50% · 4.625%
HK$38,242
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,096/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,737
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,749
−HK$1,027/mo
Today · 4.125%
HK$39,776
baseline
▲ 0.50% · 4.625%
HK$41,872
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,552/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,705
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,972
−HK$1,286/mo
Today · 4.125%
HK$43,258
baseline
▲ 0.50% · 4.625%
HK$45,890
+HK$2,632/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,516/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,284
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,499
−HK$1,232/mo
Today · 4.125%
HK$47,731
baseline
▲ 0.50% · 4.625%
HK$50,247
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,462/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,490
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,501/mo
Today · 4.125%
HK$50,468
baseline
▲ 0.50% · 4.625%
HK$53,539
+HK$3,071/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,936/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,832
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,249
−HK$1,437/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$2,935/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,058
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,957
−HK$1,930/mo
Today · 4.125%
HK$64,887
baseline
▲ 0.50% · 4.625%
HK$68,835
+HK$3,948/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,774/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,927
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,748
−HK$1,849/mo
Today · 4.125%
HK$71,597
baseline
▲ 0.50% · 4.625%
HK$75,370
+HK$3,773/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,194/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,853 · Scale 2, in force from 26 Feb 2026)