LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,923
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$1,072/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,027/mo
Today · 4.125%
HK$39,778
baseline
▲ 0.50% · 4.625%
HK$41,875
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,556/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,708
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,974
−HK$1,286/mo
Today · 4.125%
HK$43,260
baseline
▲ 0.50% · 4.625%
HK$45,893
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,520/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,287
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,501
−HK$1,233/mo
Today · 4.125%
HK$47,734
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,468/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,492
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,969
−HK$1,501/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,541
+HK$3,071/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,835
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,252
−HK$1,437/mo
Today · 4.125%
HK$55,689
baseline
▲ 0.50% · 4.625%
HK$58,625
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,378/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,061
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,961
−HK$1,929/mo
Today · 4.125%
HK$64,890
baseline
▲ 0.50% · 4.625%
HK$68,839
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,780/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,930
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,752
−HK$1,848/mo
Today · 4.125%
HK$71,600
baseline
▲ 0.50% · 4.625%
HK$75,374
+HK$3,774/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,200/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,882 · Scale 2, in force from 26 Feb 2026)