LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,924
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,980
−HK$1,072/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$38,245
+HK$2,193/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,741
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,753
−HK$1,027/mo
Today · 4.125%
HK$39,780
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,096/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,560/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,709
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,286/mo
Today · 4.125%
HK$43,262
baseline
▲ 0.50% · 4.625%
HK$45,895
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,524/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,289
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,503
−HK$1,233/mo
Today · 4.125%
HK$47,736
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,472/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,494
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,972
−HK$1,500/mo
Today · 4.125%
HK$50,472
baseline
▲ 0.50% · 4.625%
HK$53,544
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,944/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,837
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,437/mo
Today · 4.125%
HK$55,691
baseline
▲ 0.50% · 4.625%
HK$58,627
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,382/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,064
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,963
−HK$1,930/mo
Today · 4.125%
HK$64,893
baseline
▲ 0.50% · 4.625%
HK$68,842
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,786/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,933
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,755
−HK$1,848/mo
Today · 4.125%
HK$71,603
baseline
▲ 0.50% · 4.625%
HK$75,378
+HK$3,775/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,206/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,905 · Scale 2, in force from 26 Feb 2026)