LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,927
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,982
−HK$1,072/mo
Today · 4.125%
HK$36,054
baseline
▲ 0.50% · 4.625%
HK$38,248
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,108/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,743
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,026/mo
Today · 4.125%
HK$39,782
baseline
▲ 0.50% · 4.625%
HK$41,879
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,564/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,712
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,979
−HK$1,286/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,898
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,507
−HK$1,232/mo
Today · 4.125%
HK$47,739
baseline
▲ 0.50% · 4.625%
HK$50,255
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,478/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,498
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,975
−HK$1,501/mo
Today · 4.125%
HK$50,476
baseline
▲ 0.50% · 4.625%
HK$53,548
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,952/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,841
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,258
−HK$1,437/mo
Today · 4.125%
HK$55,695
baseline
▲ 0.50% · 4.625%
HK$58,631
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,390/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,068
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,968
−HK$1,930/mo
Today · 4.125%
HK$64,898
baseline
▲ 0.50% · 4.625%
HK$68,847
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,796/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,938
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,760
−HK$1,848/mo
Today · 4.125%
HK$71,608
baseline
▲ 0.50% · 4.625%
HK$75,383
+HK$3,775/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,216/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,946 · Scale 2, in force from 26 Feb 2026)