LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,928
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,984
−HK$1,072/mo
Today · 4.125%
HK$36,056
baseline
▲ 0.50% · 4.625%
HK$38,250
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,112/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,745
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,757
−HK$1,027/mo
Today · 4.125%
HK$39,784
baseline
▲ 0.50% · 4.625%
HK$41,881
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,568/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,714
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,980
−HK$1,287/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,900
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,294
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,232/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,258
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,500
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,977
−HK$1,501/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,550
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,843
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,438/mo
Today · 4.125%
HK$55,698
baseline
▲ 0.50% · 4.625%
HK$58,634
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,396/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,071
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,971
−HK$1,930/mo
Today · 4.125%
HK$64,901
baseline
▲ 0.50% · 4.625%
HK$68,850
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,802/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,941
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,763
−HK$1,849/mo
Today · 4.125%
HK$71,612
baseline
▲ 0.50% · 4.625%
HK$75,386
+HK$3,774/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,224/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$557,970 · Scale 2, in force from 26 Feb 2026)