LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,930
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,986
−HK$1,072/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$38,252
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,747
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,760
−HK$1,027/mo
Today · 4.125%
HK$39,787
baseline
▲ 0.50% · 4.625%
HK$41,884
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,574/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,716
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,983
−HK$1,287/mo
Today · 4.125%
HK$43,270
baseline
▲ 0.50% · 4.625%
HK$45,903
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,540/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,297
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,511
−HK$1,233/mo
Today · 4.125%
HK$47,744
baseline
▲ 0.50% · 4.625%
HK$50,260
+HK$2,516/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,488/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,502
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,980
−HK$1,501/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,553
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,438/mo
Today · 4.125%
HK$55,701
baseline
▲ 0.50% · 4.625%
HK$58,637
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,402/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,075
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,974
−HK$1,931/mo
Today · 4.125%
HK$64,905
baseline
▲ 0.50% · 4.625%
HK$68,854
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,810/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,945
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,767
−HK$1,849/mo
Today · 4.125%
HK$71,616
baseline
▲ 0.50% · 4.625%
HK$75,391
+HK$3,775/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,232/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,003 · Scale 2, in force from 26 Feb 2026)