LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,931
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,987
−HK$1,072/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,748
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,027/mo
Today · 4.125%
HK$39,788
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,576/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,718
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,984
−HK$1,287/mo
Today · 4.125%
HK$43,271
baseline
▲ 0.50% · 4.625%
HK$45,904
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,542/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,298
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,513
−HK$1,232/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,504
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,982
−HK$1,501/mo
Today · 4.125%
HK$50,483
baseline
▲ 0.50% · 4.625%
HK$53,555
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,966/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,848
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,265
−HK$1,438/mo
Today · 4.125%
HK$55,703
baseline
▲ 0.50% · 4.625%
HK$58,639
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,406/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,076
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,976
−HK$1,930/mo
Today · 4.125%
HK$64,906
baseline
▲ 0.50% · 4.625%
HK$68,856
+HK$3,950/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,812/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,947
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,769
−HK$1,849/mo
Today · 4.125%
HK$71,618
baseline
▲ 0.50% · 4.625%
HK$75,393
+HK$3,775/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,236/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,019 · Scale 2, in force from 26 Feb 2026)