LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,932
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,987
−HK$1,073/mo
Today · 4.125%
HK$36,060
baseline
▲ 0.50% · 4.625%
HK$38,254
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,120/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,749
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,027/mo
Today · 4.125%
HK$39,788
baseline
▲ 0.50% · 4.625%
HK$41,886
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,576/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,718
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,985
−HK$1,287/mo
Today · 4.125%
HK$43,272
baseline
▲ 0.50% · 4.625%
HK$45,905
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,544/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,299
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,514
−HK$1,232/mo
Today · 4.125%
HK$47,746
baseline
▲ 0.50% · 4.625%
HK$50,263
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,492/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,505
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,982
−HK$1,502/mo
Today · 4.125%
HK$50,484
baseline
▲ 0.50% · 4.625%
HK$53,555
+HK$3,071/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,968/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,848
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,266
−HK$1,438/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$58,640
+HK$2,936/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,077
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,977
−HK$1,931/mo
Today · 4.125%
HK$64,908
baseline
▲ 0.50% · 4.625%
HK$68,857
+HK$3,949/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,816/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,948
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,770
−HK$1,849/mo
Today · 4.125%
HK$71,619
baseline
▲ 0.50% · 4.625%
HK$75,394
+HK$3,775/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,238/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,028 · Scale 2, in force from 26 Feb 2026)