LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,936
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,991
−HK$1,073/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,753
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,766
−HK$1,027/mo
Today · 4.125%
HK$39,793
baseline
▲ 0.50% · 4.625%
HK$41,891
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,586/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,723
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,287/mo
Today · 4.125%
HK$43,277
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,554/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,519
−HK$1,233/mo
Today · 4.125%
HK$47,752
baseline
▲ 0.50% · 4.625%
HK$50,269
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,504/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,988
−HK$1,502/mo
Today · 4.125%
HK$50,490
baseline
▲ 0.50% · 4.625%
HK$53,562
+HK$3,072/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,980/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,855
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,272
−HK$1,438/mo
Today · 4.125%
HK$55,710
baseline
▲ 0.50% · 4.625%
HK$58,647
+HK$2,937/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,420/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,085
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,985
−HK$1,930/mo
Today · 4.125%
HK$64,915
baseline
▲ 0.50% · 4.625%
HK$68,865
+HK$3,950/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,830/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,956
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$1,848/mo
Today · 4.125%
HK$71,627
baseline
▲ 0.50% · 4.625%
HK$75,403
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,254/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,093 · Scale 2, in force from 26 Feb 2026)