LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,938
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,993
−HK$1,073/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,755
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,027/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,992
−HK$1,287/mo
Today · 4.125%
HK$43,279
baseline
▲ 0.50% · 4.625%
HK$45,913
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,558/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,306
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,522
−HK$1,232/mo
Today · 4.125%
HK$47,754
baseline
▲ 0.50% · 4.625%
HK$50,271
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,508/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,513
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,501/mo
Today · 4.125%
HK$50,492
baseline
▲ 0.50% · 4.625%
HK$53,565
+HK$3,073/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$100,984/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,857
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,275
−HK$1,438/mo
Today · 4.125%
HK$55,713
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$2,937/mo
Deposit HK$4.46M · loan HK$10.42M · min. income ≈ HK$111,426/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,088
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,988
−HK$1,931/mo
Today · 4.125%
HK$64,919
baseline
▲ 0.50% · 4.625%
HK$68,869
+HK$3,950/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$129,838/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,960
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,782
−HK$1,849/mo
Today · 4.125%
HK$71,631
baseline
▲ 0.50% · 4.625%
HK$75,407
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.39M · min. income ≈ HK$143,262/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,124 · Scale 2, in force from 26 Feb 2026)