LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,938
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,994
−HK$1,072/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,261
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,756
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,028/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,726
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,993
−HK$1,287/mo
Today · 4.125%
HK$43,280
baseline
▲ 0.50% · 4.625%
HK$45,913
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,560/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,307
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,522
−HK$1,233/mo
Today · 4.125%
HK$47,755
baseline
▲ 0.50% · 4.625%
HK$50,272
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,510/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,513
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,502/mo
Today · 4.125%
HK$50,493
baseline
▲ 0.50% · 4.625%
HK$53,565
+HK$3,072/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$100,986/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,858
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,276
−HK$1,438/mo
Today · 4.125%
HK$55,714
baseline
▲ 0.50% · 4.625%
HK$58,651
+HK$2,937/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,428/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,089
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,989
−HK$1,930/mo
Today · 4.125%
HK$64,919
baseline
▲ 0.50% · 4.625%
HK$68,870
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,838/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,960
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,783
−HK$1,849/mo
Today · 4.125%
HK$71,632
baseline
▲ 0.50% · 4.625%
HK$75,408
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,264/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,130 · Scale 2, in force from 26 Feb 2026)