LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,939
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,995
−HK$1,072/mo
Today · 4.125%
HK$36,067
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,134/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,757
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,769
−HK$1,028/mo
Today · 4.125%
HK$39,797
baseline
▲ 0.50% · 4.625%
HK$41,894
+HK$2,097/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,594/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,727
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,287/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,914
+HK$2,633/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,308
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,523
−HK$1,233/mo
Today · 4.125%
HK$47,756
baseline
▲ 0.50% · 4.625%
HK$50,273
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,512/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,515
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,993
−HK$1,501/mo
Today · 4.125%
HK$50,494
baseline
▲ 0.50% · 4.625%
HK$53,567
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$100,988/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,860
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,277
−HK$1,438/mo
Today · 4.125%
HK$55,715
baseline
▲ 0.50% · 4.625%
HK$58,652
+HK$2,937/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,430/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,090
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,991
−HK$1,930/mo
Today · 4.125%
HK$64,921
baseline
▲ 0.50% · 4.625%
HK$68,871
+HK$3,950/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,842/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,962
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,785
−HK$1,849/mo
Today · 4.125%
HK$71,634
baseline
▲ 0.50% · 4.625%
HK$75,410
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,268/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,145 · Scale 2, in force from 26 Feb 2026)