LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,940
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,996
−HK$1,073/mo
Today · 4.125%
HK$36,069
baseline
▲ 0.50% · 4.625%
HK$38,263
+HK$2,194/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,138/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,758
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,771
−HK$1,027/mo
Today · 4.125%
HK$39,798
baseline
▲ 0.50% · 4.625%
HK$41,896
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,596/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,728
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,995
−HK$1,287/mo
Today · 4.125%
HK$43,282
baseline
▲ 0.50% · 4.625%
HK$45,916
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,564/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,310
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,525
−HK$1,233/mo
Today · 4.125%
HK$47,758
baseline
▲ 0.50% · 4.625%
HK$50,275
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,516/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,516
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,994
−HK$1,502/mo
Today · 4.125%
HK$50,496
baseline
▲ 0.50% · 4.625%
HK$53,569
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$100,992/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,861
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,279
−HK$1,438/mo
Today · 4.125%
HK$55,717
baseline
▲ 0.50% · 4.625%
HK$58,654
+HK$2,937/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,434/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,092
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,993
−HK$1,930/mo
Today · 4.125%
HK$64,923
baseline
▲ 0.50% · 4.625%
HK$68,874
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,846/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,965
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,787
−HK$1,850/mo
Today · 4.125%
HK$71,637
baseline
▲ 0.50% · 4.625%
HK$75,413
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,274/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,165 · Scale 2, in force from 26 Feb 2026)