LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,942
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$1,072/mo
Today · 4.125%
HK$36,070
baseline
▲ 0.50% · 4.625%
HK$38,265
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,140/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,027/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,730
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,997
−HK$1,287/mo
Today · 4.125%
HK$43,284
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,568/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,312
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,527
−HK$1,233/mo
Today · 4.125%
HK$47,760
baseline
▲ 0.50% · 4.625%
HK$50,277
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,520/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,518
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,997
−HK$1,501/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,571
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,864
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,282
−HK$1,438/mo
Today · 4.125%
HK$55,720
baseline
▲ 0.50% · 4.625%
HK$58,657
+HK$2,937/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,440/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,996
−HK$1,930/mo
Today · 4.125%
HK$64,926
baseline
▲ 0.50% · 4.625%
HK$68,877
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,852/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,968
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,791
−HK$1,849/mo
Today · 4.125%
HK$71,640
baseline
▲ 0.50% · 4.625%
HK$75,416
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,280/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,190 · Scale 2, in force from 26 Feb 2026)