LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,945
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$35,000
−HK$1,073/mo
Today · 4.125%
HK$36,073
baseline
▲ 0.50% · 4.625%
HK$38,268
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,146/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,763
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,776
−HK$1,027/mo
Today · 4.125%
HK$39,803
baseline
▲ 0.50% · 4.625%
HK$41,901
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,606/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,733
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,000
−HK$1,288/mo
Today · 4.125%
HK$43,288
baseline
▲ 0.50% · 4.625%
HK$45,922
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,576/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,531
−HK$1,233/mo
Today · 4.125%
HK$47,764
baseline
▲ 0.50% · 4.625%
HK$50,281
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,528/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,522
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,501/mo
Today · 4.125%
HK$50,502
baseline
▲ 0.50% · 4.625%
HK$53,575
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,004/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,868
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,286
−HK$1,438/mo
Today · 4.125%
HK$55,724
baseline
▲ 0.50% · 4.625%
HK$58,662
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,448/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,100
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,001
−HK$1,931/mo
Today · 4.125%
HK$64,932
baseline
▲ 0.50% · 4.625%
HK$68,883
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,864/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,973
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,796
−HK$1,850/mo
Today · 4.125%
HK$71,646
baseline
▲ 0.50% · 4.625%
HK$75,422
+HK$3,776/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,292/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,236 · Scale 2, in force from 26 Feb 2026)