LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,945
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,001
−HK$1,073/mo
Today · 4.125%
HK$36,074
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,148/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,776
−HK$1,028/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$41,902
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,734
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,001
−HK$1,288/mo
Today · 4.125%
HK$43,289
baseline
▲ 0.50% · 4.625%
HK$45,923
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,578/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,233/mo
Today · 4.125%
HK$47,765
baseline
▲ 0.50% · 4.625%
HK$50,282
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,530/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,523
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,502/mo
Today · 4.125%
HK$50,503
baseline
▲ 0.50% · 4.625%
HK$53,576
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,006/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,869
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,287
−HK$1,438/mo
Today · 4.125%
HK$55,725
baseline
▲ 0.50% · 4.625%
HK$58,663
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,450/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,101
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,002
−HK$1,931/mo
Today · 4.125%
HK$64,933
baseline
▲ 0.50% · 4.625%
HK$68,884
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,866/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,974
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,798
−HK$1,849/mo
Today · 4.125%
HK$71,647
baseline
▲ 0.50% · 4.625%
HK$75,424
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,294/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,245 · Scale 2, in force from 26 Feb 2026)