LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,946
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$35,001
−HK$1,073/mo
Today · 4.125%
HK$36,074
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,148/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,777
−HK$1,027/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$41,903
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,735
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,002
−HK$1,287/mo
Today · 4.125%
HK$43,289
baseline
▲ 0.50% · 4.625%
HK$45,923
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,578/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,317
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,233/mo
Today · 4.125%
HK$47,765
baseline
▲ 0.50% · 4.625%
HK$50,283
+HK$2,518/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,530/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,524
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,002
−HK$1,502/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,577
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,870
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,288
−HK$1,438/mo
Today · 4.125%
HK$55,726
baseline
▲ 0.50% · 4.625%
HK$58,664
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,452/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,102
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,003
−HK$1,931/mo
Today · 4.125%
HK$64,934
baseline
▲ 0.50% · 4.625%
HK$68,885
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,868/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,975
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,798
−HK$1,850/mo
Today · 4.125%
HK$71,648
baseline
▲ 0.50% · 4.625%
HK$75,425
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,296/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,253 · Scale 2, in force from 26 Feb 2026)