LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,946
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,002
−HK$1,073/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,765
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,027/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$41,904
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,736
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,003
−HK$1,287/mo
Today · 4.125%
HK$43,290
baseline
▲ 0.50% · 4.625%
HK$45,924
+HK$2,634/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$86,580/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,318
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,534
−HK$1,233/mo
Today · 4.125%
HK$47,767
baseline
▲ 0.50% · 4.625%
HK$50,284
+HK$2,517/mo
Deposit HK$5.95M · loan HK$8.93M · min. income ≈ HK$95,534/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,525
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,003
−HK$1,502/mo
Today · 4.125%
HK$50,505
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,010/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,289
−HK$1,439/mo
Today · 4.125%
HK$55,728
baseline
▲ 0.50% · 4.625%
HK$58,665
+HK$2,937/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,456/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,104
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$63,004
−HK$1,931/mo
Today · 4.125%
HK$64,935
baseline
▲ 0.50% · 4.625%
HK$68,887
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,870/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,977
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,800
−HK$1,850/mo
Today · 4.125%
HK$71,650
baseline
▲ 0.50% · 4.625%
HK$75,427
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,300/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,268 · Scale 2, in force from 26 Feb 2026)