LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,948
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$1,073/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,027/mo
Today · 4.125%
HK$39,807
baseline
▲ 0.50% · 4.625%
HK$41,906
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,614/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,738
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,005
−HK$1,287/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,927
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,320
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,536
−HK$1,233/mo
Today · 4.125%
HK$47,769
baseline
▲ 0.50% · 4.625%
HK$50,287
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,538/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,527
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,006
−HK$1,502/mo
Today · 4.125%
HK$50,508
baseline
▲ 0.50% · 4.625%
HK$53,581
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,016/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,874
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,292
−HK$1,438/mo
Today · 4.125%
HK$55,730
baseline
▲ 0.50% · 4.625%
HK$58,668
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,460/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,107
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,007
−HK$1,932/mo
Today · 4.125%
HK$64,939
baseline
▲ 0.50% · 4.625%
HK$68,890
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,878/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,981
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,804
−HK$1,849/mo
Today · 4.125%
HK$71,653
baseline
▲ 0.50% · 4.625%
HK$75,430
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,306/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,295 · Scale 2, in force from 26 Feb 2026)