LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,949
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,005
−HK$1,073/mo
Today · 4.125%
HK$36,078
baseline
▲ 0.50% · 4.625%
HK$38,273
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,156/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,768
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,781
−HK$1,028/mo
Today · 4.125%
HK$39,809
baseline
▲ 0.50% · 4.625%
HK$41,907
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,618/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,739
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,006
−HK$1,288/mo
Today · 4.125%
HK$43,294
baseline
▲ 0.50% · 4.625%
HK$45,928
+HK$2,634/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,588/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,322
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,537
−HK$1,233/mo
Today · 4.125%
HK$47,770
baseline
▲ 0.50% · 4.625%
HK$50,288
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,540/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,529
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,007
−HK$1,502/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,583
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,875
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,294
−HK$1,438/mo
Today · 4.125%
HK$55,732
baseline
▲ 0.50% · 4.625%
HK$58,670
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,464/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,109
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,009
−HK$1,932/mo
Today · 4.125%
HK$64,941
baseline
▲ 0.50% · 4.625%
HK$68,892
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,882/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,983
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,806
−HK$1,850/mo
Today · 4.125%
HK$71,656
baseline
▲ 0.50% · 4.625%
HK$75,433
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,312/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,313 · Scale 2, in force from 26 Feb 2026)