LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,950
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$1,073/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,769
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,782
−HK$1,027/mo
Today · 4.125%
HK$39,809
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,618/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,287/mo
Today · 4.125%
HK$43,294
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,588/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,322
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,233/mo
Today · 4.125%
HK$47,771
baseline
▲ 0.50% · 4.625%
HK$50,289
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,542/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,530
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,008
−HK$1,502/mo
Today · 4.125%
HK$50,510
baseline
▲ 0.50% · 4.625%
HK$53,583
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,020/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,876
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,294
−HK$1,439/mo
Today · 4.125%
HK$55,733
baseline
▲ 0.50% · 4.625%
HK$58,671
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,466/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,109
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,010
−HK$1,931/mo
Today · 4.125%
HK$64,941
baseline
▲ 0.50% · 4.625%
HK$68,893
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,882/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,984
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,807
−HK$1,849/mo
Today · 4.125%
HK$71,656
baseline
▲ 0.50% · 4.625%
HK$75,434
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,312/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,320 · Scale 2, in force from 26 Feb 2026)