LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,950
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$1,073/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,769
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,782
−HK$1,028/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,007
−HK$1,288/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,634/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,323
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,234/mo
Today · 4.125%
HK$47,772
baseline
▲ 0.50% · 4.625%
HK$50,290
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,544/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,530
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,008
−HK$1,503/mo
Today · 4.125%
HK$50,511
baseline
▲ 0.50% · 4.625%
HK$53,584
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,022/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,877
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,295
−HK$1,438/mo
Today · 4.125%
HK$55,733
baseline
▲ 0.50% · 4.625%
HK$58,671
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,466/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,011
−HK$1,931/mo
Today · 4.125%
HK$64,942
baseline
▲ 0.50% · 4.625%
HK$68,894
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,884/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,984
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,808
−HK$1,849/mo
Today · 4.125%
HK$71,657
baseline
▲ 0.50% · 4.625%
HK$75,434
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,314/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,326 · Scale 2, in force from 26 Feb 2026)