LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,951
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,007
−HK$1,073/mo
Today · 4.125%
HK$36,080
baseline
▲ 0.50% · 4.625%
HK$38,275
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,770
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,783
−HK$1,028/mo
Today · 4.125%
HK$39,811
baseline
▲ 0.50% · 4.625%
HK$41,909
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,622/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,741
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,008
−HK$1,288/mo
Today · 4.125%
HK$43,296
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,634/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,592/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,324
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,540
−HK$1,233/mo
Today · 4.125%
HK$47,773
baseline
▲ 0.50% · 4.625%
HK$50,291
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,546/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,531
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,010
−HK$1,502/mo
Today · 4.125%
HK$50,512
baseline
▲ 0.50% · 4.625%
HK$53,585
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,024/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,878
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,296
−HK$1,439/mo
Today · 4.125%
HK$55,735
baseline
▲ 0.50% · 4.625%
HK$58,673
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,470/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,112
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,013
−HK$1,931/mo
Today · 4.125%
HK$64,944
baseline
▲ 0.50% · 4.625%
HK$68,896
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,888/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,986
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,809
−HK$1,850/mo
Today · 4.125%
HK$71,659
baseline
▲ 0.50% · 4.625%
HK$75,436
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,318/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,341 · Scale 2, in force from 26 Feb 2026)