LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,952
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$1,073/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$38,276
+HK$2,195/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,771
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,028/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,098/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,742
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,287/mo
Today · 4.125%
HK$43,297
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,594/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,325
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,541
−HK$1,233/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,292
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,533
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,011
−HK$1,502/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,880
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,298
−HK$1,439/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,113
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,014
−HK$1,932/mo
Today · 4.125%
HK$64,946
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,892/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,988
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,812
−HK$1,849/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$75,439
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,357 · Scale 2, in force from 26 Feb 2026)