LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,952
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$1,073/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$2,196/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,771
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,028/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,742
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,287/mo
Today · 4.125%
HK$43,297
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,594/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,326
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,541
−HK$1,233/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,293
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,533
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,011
−HK$1,503/mo
Today · 4.125%
HK$50,514
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$3,073/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,028/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,880
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,298
−HK$1,439/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,114
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,015
−HK$1,931/mo
Today · 4.125%
HK$64,946
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,892/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,988
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,812
−HK$1,850/mo
Today · 4.125%
HK$71,662
baseline
▲ 0.50% · 4.625%
HK$75,439
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,324/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,360 · Scale 2, in force from 26 Feb 2026)