LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,952
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$1,073/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$2,196/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,772
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,785
−HK$1,027/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,743
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,010
−HK$1,288/mo
Today · 4.125%
HK$43,298
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,634/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,596/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,326
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,542
−HK$1,233/mo
Today · 4.125%
HK$47,775
baseline
▲ 0.50% · 4.625%
HK$50,293
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,550/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,533
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,012
−HK$1,502/mo
Today · 4.125%
HK$50,514
baseline
▲ 0.50% · 4.625%
HK$53,588
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,028/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,880
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,438/mo
Today · 4.125%
HK$55,737
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,474/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,114
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,015
−HK$1,932/mo
Today · 4.125%
HK$64,947
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,951/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,894/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,989
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,812
−HK$1,850/mo
Today · 4.125%
HK$71,662
baseline
▲ 0.50% · 4.625%
HK$75,440
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,324/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,364 · Scale 2, in force from 26 Feb 2026)